Housing benefit for homeowners in Frankfurt

Condominiums in Frankfurt – for example in Bornheim, at Riedberg or in Höchst – often cause a monthly burden from a loan, Hausgeld and property tax that exceeds a comparable rent. For the owner subsidy the same maximum for Mietenstufe VI applies as for tenants: 615 euros for one person, 745 euros for two, 887 euros for three. What lies above that stays uncounted.

A modest pension or a single set of earnings may not carry this burden without Bürgergeld being received. Exactly then an owner subsidy comes into consideration. The benefit page: Owner subsidy. Comparison with rent: Rent subsidy. Amount: Amount.

A burden is the cost of debt service and running the owner-occupied living space: interest and repayment on loans for purchase, construction or modernisation, property tax, management costs, maintenance in the form provided by law. The housing-benefit authority determines the burden in a burden calculation. If debt service alone already reaches the maximum, it can simplify the calculation.

Let parts, parking spaces as a rule and costs that go beyond living do not belong to it. Only anyone who occupies the living space themselves is entitled to an owner subsidy; a hereditary building right, a right of residence and a usufruct can stand equal. Let property in another city does not change the Frankfurt application, but can count as income. Eligibility: Eligibility.

The set includes a land-register extract, purchase contract or certificate of inheritance, floor-area calculation, loan agreements with current annual account statements, a property-tax notice and, for condominiums, the Hausgeld statement. Income evidence and identification are added. The filterable list with the life situation owner-occupation is under Documents.

The Housing Office (Amt für Wohnungswesen), Adickesallee 67–69, 60322 Frankfurt am Main, receives the application for an owner subsidy. The place of the owner-occupied dwelling is responsible.

Example for orientation, not a decision notice: two people occupy a condominium in Höchst. The housing-benefit burden from interest, repayment, Hausgeld and property tax is 830 euros. The maximum for level VI for two people is 745 euros. At most 745 euros therefore enter the calculation; 85 euros stay uncounted. Income consists of a statutory pension and a small occupational pension.

Whether an owner subsidy is paid depends on countable income – a euro amount is named only in the decision notice. Further situations: Pensioners, Owner subsidy, audiences. Next: Application, Documents, Amount, Eligibility.